Refinancing Program

NEW MORTGAGE REFINANCING PROGRAM AVAILABLE




Are you underwater on your home mortgage? Do you owe more than your home is worth today?



Want more money each month? You MIGHT be able to get it!





You might qualify to refinance your loan through HARP (Home Affordable Refinance Program) if…
  • The mortgage is owned or guaranteed by Freddie Mac or guaranteed by Fannie Mae.
  • The mortgage was sold to Fannie Mae or Freddie Mac--on or before--May 31, 2009.
  • The mortgage cannot have been refinanced under HARP previously, unless it is a Fannie Mae loan that was refinanced under HARP from March 2009 - May 2009.
  • The current loan-to-value (LTV) ratio must be greater than 80%.
  • The borrower must be current on the mortgage at the time of the refinance, with a good payment history in the past 12 months.


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